A commercial excess policy is designed to provide coverage when you have expenses that are not covered by your current liability insurance policy. This type of insurance basically ‘picks up’ where your business liability coverage stops and provides you with extra coverage for property damage and bodily injury.
For most situations, your standard business liability policy will provide coverage for more serious accidents and situations, however many businesses will want to ensure additional protection by taking out a commercial excess insurance policy.
PROTECTION
Industry specific coverage and knowledge.
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For example, Commercial Excess Insurance offers extra liability coverage for the most expensive lawsuits. If a covered lawsuit maxes out your General or Auto Liability Insurance policy but you still owe money for damages, Commercial Excess coverage can provide additional funds to make up the difference.
Specifically, Excess Liability Insurance can supplement the coverage offered by:
General Liability Insurance.
Employer's Liability Insurance
Commercial Auto Liability Insurance
Reasons to Consider purchasing a Commercial Excess Policy
Your business assets and/or owners personal assets have a high net worth. Excess Coverage will meet the need for higher liability protection.
Your business clientele requires more liability insurance in order to work together.
Your business has a high amount of contact with the public. This increased exposure creates higher liability risk to the business.
Your business needs additional liability coverage that is excluded from your current policy. Some Excess Insurance covers claims that other small business liability policies exclude.
We have made it Easy and Affordable to get this important coverage, Request a quote Today!
What Others say about us…
“We were pleasantly surprised in responding to an advertisement of Universal Insurance Programs, allowing us to quote their company with Self-Storage facilitates. Not only were they competitive in saving our clients thousands of dollars, they provided simplified Blanket coverage on all the locations. I highly recommend anyone submitting their smallest to largest clients for their Self Storage insurance packages with both Workman’s Comp and Commercial Excess offerings. Their Underwriting staff also provides additional solutions to your unique risk as let’s face it, not every location is the same.”
GREG DORRIS | INSURANCE INC. OF PADUCAH
