In the contemporary landscape, the potential for an uninsured pollution incident looms large. Hazardous substances, toxic waste, and pollution present substantial risks to both facility proprietors and managers. Safeguarding facilities against unlawful or prohibited storage practices proves challenging.
PROTECTION
Industry specific coverage and knowledge.
INNOVATION
Unique solutions designed specifically for your business.
SERVICE
Creative and thoughtful approach to serving your needs.
Universal Insurance PLUSS Program
Many insurance plans typically exclude coverage for pollution-related incidents, thereby exposing self-storage facilities to vulnerabilities. Standard insurance policies often fail to address liabilities stemming from fumes causing public health concerns, meth lab decontamination, or contamination from boats/RVs impacting surrounding land or water sources.
Securing third-party liability insurance coverage for pollution events becomes imperative, filling the void left by traditional policies and offering essential additional protection.
Legal liability for pollution conditions
$1,000,000 for each loss
Business interruption
On-site clean-up
Legal liability defense
$25,000,000 total of all group losses
Higher mold limits
Image-restoration
We are here to Help…
Universal Insurance is proud to provide the valuable tool of protecting self-storage facilities with the insurance product PLUSS, which can save a facility from exposure to great physical and financial harm. From a chemical spill to an explosive fire, from RV dump stations to meth labs, a self-storage facility can be covered.
Pollution Emergency Services
Fuel spills and pollution releases can be major headaches for owners. As a member of PLUSS, you’ll have FREE access to experts, giving you 24/7 peace of mind. The members of PLUSS have access to its broad network, providing the right specialist for the job at pre-negotiated discounted rates and can even help you in taking the first steps in dealing with a pollution emergency.
Services include:
Fuel spills and pollution release claims
Engineering claims support
Environmental consulting
Communications help with social and traditional media
Emergency spill response and reporting
Waste disposal
Additional services available at a discount