In today’s world, the risk of an uninsured pollution event is real. Dangerous chemicals, hazardous waste and contamination pose a significant threat to facility owners and managers.  If your facility sustains a fire from a hazardous explosion, the damage should be covered by a standard package policy and the police will take care of apprehending the perpetrators. But you are left with the mess, the clean-up costs, and the challenge of rebuilding your hard-won reputation for running a quality operation.

 
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PROTECTION

Industry specific coverage and knowledge.

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INNOVATION

Unique solutions designed specifically for your business.

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SERVICE

Creative and thoughtful approach to serving your needs.

 

Universal Insurance PLUSS Program

 

Most Insurance policies exclude pollution scenarios, leaving a self-storage facility vulnerable.  Having Legal liability insurance coverage for pollution events can be essential, but it’s not readily available in the marketplace. And even if it can be found, it’s sometimes prohibitively expensive. That’s why Universal Insurance created an easy and affordable solution. It’s called Pollution Liability Underwriting for Self-Storage, or PLUSS, and is underwritten by Aspen Specialty Insurance Company, rated by AM Best as A++ Superior/XV.

 
  • Legal liability for pollution conditions

  • $1,000,000 for each loss

  • Business interruption

  • On-site clean-up

  • Legal liability defense

  • $25,000,000 total of all group losses

  • Higher mold limits

  • Image-restoration

 
 
 
 
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We are here to Help…

Universal Insurance is proud to provide the valuable tool of protecting self-storage facilities with the insurance product PLUSS, which can save a facility from exposure to great physical and financial harm. From a chemical spill to an explosive fire, from RV dump stations to meth labs, a self-storage facility can be covered.

 

Pollution Emergency Services

Fuel spills and pollution releases can be major headaches for owners. As a member of PLUSS, you’ll have FREE access to experts, giving you 24/7 peace of mind. The members of PLUSS have access to its broad network, providing the right specialist for the job at pre-negotiated discounted rates and can even help you in taking the first steps in dealing with a pollution emergency.

Services include:

  • Fuel spills and pollution release claims

  • Engineering claims support

  • Environmental consulting

  • Communications help with social and traditional media

  • Emergency spill response and reporting

  • Waste disposal

  • Additional services available at a discount

 
 

We have made it Easy and Affordable to get this important coverage, Request a quote Today!

 
 

 
 
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What Others say about us…

“For over 20 years Universal Insurance has provided our customers with professionalism and a level of genuine customer service that is unmatched in any industry. The staff has extensive, hands-on knowledge of the industry and works with us to create products to meet our needs.”

JEFFREY J. GREENBERGER | KATZ, GREENBERGER AND NORTON, LLP