In today’s world, the risk of an uninsured pollution event is real. Dangerous chemicals, hazardous waste and contamination pose a significant threat to facility owners and managers. If your facility sustains a fire from a hazardous explosion, the damage should be covered by a standard package policy and the police will take care of apprehending the perpetrators. But you are left with the mess, the clean-up costs, and the challenge of rebuilding your hard-won reputation for running a quality operation.
Universal Insurance PLUSS Program
Most Insurance policies exclude pollution scenarios, leaving a self-storage facility vulnerable. Having Legal liability insurance coverage for pollution events can be essential, but it’s not readily available in the marketplace. And even if it can be found, it’s sometimes prohibitively expensive. That’s why Universal Insurance created an easy and affordable solution. It’s called Pollution Liability Underwriting for Self-Storage, or PLUSS, and is underwritten by Aspen Specialty Insurance Company, rated by AM Best as A++ Superior/XV.
Legal liability for pollution conditions
$1,000,000 for each loss
Business interruption
On-site clean-up
Legal liability defense
$25,000,000 total of all group losses
Higher mold limits
Image-restoration
Pollution Emergency Services
Fuel spills and pollution releases can be major headaches for owners. As a member of PLUSS, you’ll have FREE access to experts, giving you 24/7 peace of mind. The members of PLUSS have access to its broad network, providing the right specialist for the job at pre-negotiated discounted rates and can even help you in taking the first steps in dealing with a pollution emergency.
Services include:
Fuel spills and pollution release claims
Engineering claims support
Environmental consulting
Communications help with social and traditional media
Emergency spill response and reporting
Waste disposal
Additional services available at a discount